Crawl Space Ninja Financing
Totally Unsecured Loans
Your home is not used as collateral, so there’s no lien on your property.
Fixed APRs
Fixed interest rate locked in for the life of your loan.
No Early Pay Off Penalty
Pay your loan off early and never pay a fee.
Information Protected
Your personal information is given directly to the bank.
FDIC-Insured Bank
You deal directly with the bank, not a finance company or loan broker.
Fast Approval
Most loans are approved over the phone in minutes.
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Frequently Asked Questions
How long does the approval process take?
Most loans are approved over the phone in minutes.
What is the bank's credit approval rate?
About 80% of loan applications are approved, but last year Crawl Space Ninja had a 94% approval rate.
How long is my credit commitment good for?
Good for 120 days from application date.
What is an unsecured loan?
An unsecured loan means there is no collateral or lien on your house.
Is there a penalty for paying off my loan early?
No, there is no penalty.
What types of home improvements qualify?
Many interior and exterior home improvements qualify.