(865) 659-0390 CRAWL SPACE NINJA FINANCING CLICK FOR FREE ASSESSMENT “The job was done very quickly and the price was great!” Totally Unsecured LoansYour home is not used as collateral, so there's no lien on your property. Information ProtectedYour personal information is given directly to the bank. Fixed APRsFixed interest rate locked in for the life of your loan. FDIC-Insured BankYou deal directly with the bank, not a finance company or loan broker. No Early Pay Off PenaltyPay your loan off early and never pay a fee. Fast ApprovalMost loans are approved over the phone in minutes. Are you ready to get started? Schedule Your Free Assessment. Let's Go Frequently Asked QuestionsHow long does the approval process take? Most loans are approved over the phone in minutes.What is the bank's credit approval rate? About 80% of our loan applications are approved but last year Crawl Space Ninja had a 94% approval rate.How long is my credit commitment good for? Good for 120 days from application date.What is an unsecured loan? An unsecured loan means there is no collateral or lien on your house.Is there a penalty for paying off my loan early? No, there is no penalty.What types of home improvements qualify? Many interior and exterior home improvements qualify.